Chime Mobile Check Deposit: How To And How Long? It is important to understand the factors affecting this timeline to plan accordingly. 9 Instant Online Check Cashing Options to Use | Millionaire Mob Follow the instructions to take photos of the check's front and back. To help you understand the process, follow these simple steps: Follow the on-screen instructions to complete the remaining steps, which usually include taking pictures of the front and back of your check, and confirming the deposit amount. Youve successfully made mobile check deposits in the past. The mobile deposit feature shouldnt accept checks that arent supported. We may earn commissions if you buy through our links at no cost to you. Check alterations occur when someone changes the details on a check, such as the payee's name or the amount. Yes, there are limits when making mobile check deposits. Here at Chime, we love creating new mobile features to make your life easier. Check out our guide to Chime mobile check deposit to learn everything you need to know. is based on your direct deposit history. Even though the feature might be accessible through mobile banking, you might still need to register or sign up. Its crucial to get a clear picture of both sides of the check. Signing up for direct deposit when possible can also help get you paid faster, especially when receiving regular payments from an employer or government agency. and Stride Bank, N.A. Taking a readable picture of your check can make the difference between your mobile check getting accepted or rejected and that money getting into your account faster. You can also search the frequently asked questions section of the website for your online banking. 1 Get fee-free transactions at any MoneyPass ATM in a 7-Eleven location or at any Allpoint or Visa Plus Alliance ATM. Open the Chime app and enter your login credentials. How soon the funds will be available for use depends on the size of the check and how long your account has been open, but it ranges from 1-5 business days. It is essential to remember that Chime mobile check deposits are subject to approval and may encounter holds or extended processing times in specific situations, as mentioned by Chime themselves. This practice protects you and the bank from returned payments. However, the bank has the right to put a hold on the funds for various reasons. Chime accepts ACH transfers from most major banks, and the transferred funds should be available in your checking account within five business days. (EFAA) to identify the lengths of holds banks can place on funds from deposited checks.