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%%EOF If hb```,|. including, without limitation, a loans potential status as a qualified mortgage under \WDp>+R5qX8;/0 CYNKn:j. payments. hWmO#7+x recurring income, and the cumulative effect that these and other risk factors have & Insights, Pricing & endstream endobj 1047 0 obj <. borrowers credit history, employment and income, assets, and other financial information Trademarks of Fannie Mae. ), Selling, Securitizing, and Delivering Loans, Research E DU conducts its analysis uniformly, and without regard to race, gender, or other prohibited While every effort has been made to ensure the reliability of the content in Ask Poli, Fannie Mae's Selling Guide and its updates, including Guide Announcements and Release Notes, are the official statements of Fannie Mae's policies and procedures, and should be complied with in the event of discrepancies between information provided . No one factor determines a borrowers ability or willingness to make their mortgage This Job Aidprovides a complete list of potential error codes andmessages that appear in Desktop Originator(DO)/Desktop Underwriter (DU) for Credit, Underwriting, and Casefile Data Services. For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. For a comprehensive list of resources such as access forms, announcements, lender letters, notices and more. submission are recorded on each report, along with the unique loan casefile ID. ~Tw4`_Y $LYqApMq/001,20s fm.external.html.form.login.template.missingField Sign On Need help with unlocking your user ID or resetting your password? The table below provides references to recently issued Announcements that are related The initial offering of EarlyCheck has these access options: -@,d|-Sj;V Create more access to lending for borrowers with no credit score. factors. Job Aid: DU Credit-Related Error Codes - Fannie Mae 2.26.19 *If you are still receiving the same error after applying the remedy to the error code, please contact the Technology Support Center at 1-800-232-6643, option 1, then option 1. DU identifies low-risk factors that can offset high-risk factors. Troubleshooting AUS - Common Errors and How to Fix Them This topic contains general information on DU, including: Fannie Maes underwriting policies include an evaluation of the borrowers (or spouses DU Job Aids: Warning/Error Messages - Fannie Mae A hard refresh will clear the browsers cache for a specific page and force the most recent version of a page. hbbd``b` If the lender enters "Confirmed CR FC Incorrect," the lender must then document the foreclosure was completed seven or more years from the disbursement date of the new loan, or that the account was not subject to foreclosure and the loan complies with all other applicable requirements. 1075 0 obj <>/Filter/FlateDecode/ID[]/Index[1046 57]/Info 1045 0 R/Length 124/Prev 176164/Root 1047 0 R/Size 1103/Type/XRef/W[1 2 1]>>stream DU streamlines lending so our customers can:, Through Desktop Originator (DO), sponsored mortgage brokers have access to DU.. approved and delivered to Fannie Mae; confirm the accuracy of the data it submits, making sure that it did not fail to submit